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Stanberry Stories Blog

Tuesday, September 11, 2018   /   by Jenny Carroll

Stanberry Vendor Spotlight: Junkluggers

We don’t typically think much about trash removal or hauling junk until something happens and we need to have it handled as quickly as possible. Usually involving a dramatic life change, it could be a divorce, a death in the family, massive spring/fall cleaning or any number of reasons leading to the impersonal collection and the inevitable disposing of our belongings at the dump somewhere outside of town. Not exactly inspiring, right?
Well, Laura Chavez with Junkluggers Junk Removal Service will change the way we think about trash. Junkluggers is relatively new to Austin but we can promise you that you’ll be hearing a lot more about them soon! Originally started in 2004 in Connecticut, the company rapidly outgrew its small hometown and in 2013 expanded to franchise opportunities nationwide.
After rejecting 3 other franchise possibilities, Laura was presented with the Junkluggers business plan by a franchise broker. Coming from a background in health and nutrition,. ...

Tuesday, July 10, 2018   /   by Jenny Carroll

Are You Ready For An Electric Vehicle?

Austinites are proud of the contributions we've made as a city to live more sustainably. We recycle, compost, grow our own food, raise chickens and goats, and we're starting to see more electric cars and hybrids on our roads than any other city in Texas. In fact, to help reach that goal Austin made a commitment back in 2007 to be completely carbon neutral by 2020, partly by having 330 vehicles in our city's fleet be plug-in electric automobiles. While that date is certain to be slipped at our current rate of growth and available programs, we are doing our best collectively to help move Austin in the right direction.

How many electric cars will we have?
According to Jessi Devenyns of the Austin Monitor, "ERCOT is predicting that by 2031, 20 percent of the vehicles on Texas roads will be electric. In Austin, this would translate to 320,000 vehicles producing $128 million a year in e-fuel revenue. It would also mean that these vehicles would make up 10 percent of the energy ? ...

Friday, April 13, 2018   /   by Jenny Carroll

How Do Rising Interest Rates Really Affect My Monthly Payment?

With interest rates on the rise, buyers have been asking, "How do higher interest rates really affect my monthly payment?" The answer might surprise you and it's not as much as you would think.
In this example, we're using a buyer with a 760 credit score putting 10% down on a $300,000 sales price using a 30-year fixed-rate mortgage. The monthly principal and interest payment change is only $18.90 a month per .125% rise in interest rate.

Today's rates are still near half their historical average of over 8%. That provides continued opportunity to lock in very low rates, even if they are higher than in recent history. The days of 4% interest rates are behind us, for now, so maximizing your down payment is a vital component to keeping your payment as low as possible. This is why having an experienced mortgage lender on your team is key to your home buying success. They can help you organize your finances, such as paying down. ...